The City of Fremont has a little know program that may benefit many homeowners. It's the Neighborhood Home Improvements Program (NHIP).  Fremont's program (NHIP) offers low interest loans and grants to income eligible households in Fremont to help facilitate essential repairs and home improvements. The City of Fremont is geared towards building better neighborhoods one single family residence at a time -- starting with yours!

If your home needs improvement, this may be a program that will work for you. It provides low interest and deferred loans and grants through Fremont to get you off to the right start. You may be qualified to take advantage of the following loans in the NHIP:

• Home Improvement Loan
• Incentive Grant* (Subject to approval. Must take out a loan, to be considered for grant. Property must be in a Redevelopment Project Area. Use it to landscape your front yard!)
• Exterior Paint and Energy-Efficiency & Accessibility Grant. (Subject to approval. Must take out a loan, to be considered for a grant)
• Emergency / Minor Repair Grant (Subject to availability of funds)
• Home Access Grant (For homes with disabled occupants. Subject to availability of funds)

Fremont Home Improvements Eligible:

• Replacement of roof;
• Repair or replacement of damaged or shifting foundations;
• Repair or replacement of deficient plumbing, electrical, and heating systems;
• Earthquake reinforcement or retrofitting;
• Landscaping / Fence repair;
• Home interior and exterior painting.

Loans:

Loan amount of up to $60,000 is available at 3% simple interest. Loan repayments can be amortized or deferred.

Incentive Grants:

Grants (up to $3,000) are available for façade, energy-efficiency, and accessibility improvements. Applicant must take out a loan to be considered for a grant.

Additionally, homes must meet basic health and safety codes before grant funds can be used.

If you can answer "Yes" to the following questions, you may be eligible to participate in the City of Fremont's Neighborhood Home Improvement Program:

•  Do you own and live in a home in Fremont?
•  Is your home in need of basic repair and property improvements?
•  Do you have only one mortgage on your home or has your mortgage been paid off?
•  Do you meet the income guidelines listed below?

2010 Gross Annual Income Limits:

To Get Started All it takes is 5 easy steps......

1.      Get an application. You can have one mailed to you.

2.      Fill out an application. It is simple and easy to read.

3.      Create your "wish list". A Construction Specialist will visit your home to help you develop a list.

4.      Hire a contractor. City of Fremont will bid out the project, but you make the final contractor selection.

5.      Make the improvements. Enjoy your "New Home"....

Thank you for taking the time to read the information I have made available to you. This information is brought to you by your Fremont real estate expert Clyde Brown. If you would like more information on this program feel free to contact me with the form below. I can send you the NHIP Application and the NHIP Step By Step Guide.

 If you are considering buying or selling property, planning to relocate, looking for Fremont homes for sale, or looking for any other information about real estate in the Fremont real estate market, or the surrounding areas, please visit the most complete website dedicated to everything real estate related www.ClydeBrownHomes.com.

If you or someone you know are in need of a competent and experienced Bay Area Realtor, or have real estate or mortgage related questions, please feel free to contact me I will be more than glad to answer your questions. Call me at 800-839-0665 or email me at Clyde@ClydeBrownHomes.com. For all your East Bay cities needs including Fremont, Newark, Union City, Hayward, Oakland, Santa Clara, Milpitas, Dublin, Livermore, Pleasanton, and San Ramon. Clyde Brown Legacy Real Estate & Associates.